{"id":719,"date":"2025-10-07T17:19:10","date_gmt":"2025-10-07T17:19:10","guid":{"rendered":"https:\/\/www.milliassurances.fr\/?page_id=719"},"modified":"2026-06-02T21:26:15","modified_gmt":"2026-06-02T19:26:15","slug":"grands-risques-industriels","status":"publish","type":"page","link":"https:\/\/www.milliassurances.fr\/en\/grands-risques-industriels\/","title":{"rendered":"Grands risques \/ industriels"},"content":{"rendered":"
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Grands risques \/ industriels<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDevis gratuit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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INTRODUCTION (Contexte & Enjeux)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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L\u2019assurance \u00ab grands risques industriels \u00bb assure la continuit\u00e9 de l\u2019activit\u00e9 et la conformit\u00e9 r\u00e9glementaire pour les industries lourdes, agroalimentaires ou \u00e9nergie qui manipulent des produits, proc\u00e9d\u00e9s ou \u00e9quipements pouvant g\u00e9n\u00e9rer des accidents majeurs.<\/p>

Ainsi, cette assurance vise \u00e0 prot\u00e9ger les sites industriels contre les enjeux consid\u00e9rables tels que : risques humains, dommages mat\u00e9riels gigantesques, atteintes \u00e0 l\u2019environnement, arr\u00eat de production et responsabilit\u00e9 p\u00e9nale.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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B\u00c9N\u00c9FICES DE LA GARANTIE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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  • D\u2019un pr\u00e9financement des r\u00e9parations<\/li>
  • D\u2019une protection \u00e9conomique<\/li>
  • D\u2019une gestion de crise encadr\u00e9e<\/li>
  • D\u2019une couverture environnementale<\/li>
  • D\u2019un accompagnement d\u2019experts sp\u00e9cialis\u00e9s<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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    POUR QUI ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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    Toutes les entreprises \u00e0 risque \u00e9lev\u00e9 ou expos\u00e9es \u00e0 des pertes majeures :<\/strong><\/p>

    • Industrie lourde : chimie, p\u00e9trochimie, m\u00e9tallurgie<\/li>
    • Agroalimentaire<\/li>
    • Entreposage logistique (gros volumes)<\/li>
    • \u00c9nergie, traitement des d\u00e9chets<\/li>
    • ICPE et sites Seveso seuil bas \/ seuil haut<\/li>
    • Usines de fabrication, production, montage<\/li>
    • Centres de tri, recyclage, d\u00e9pollution<\/li>
    • Industrie pharmaceutique \/ cosm\u00e9tique<\/li>
    • Sites informatiques critiques (data centers<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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      Principaux risques couverts :\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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      • Incendie > fum\u00e9es toxiques, br\u00fblures, intoxication<\/li>
      • Explosion > onde de choc, effondrement, projection<\/li>
      • Dispersion toxique > inhalation, pollution eau \/ sol \/air<\/li>
      • Pollution environnementale qu\u2019elle soit accidentelle ou progressive.<\/li>
      • Dommages aux biens tels que le b\u00e2timent, les stocks et machines.<\/li>
      • La perte d\u2019exploitation.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        QUELLES GARANTIES ?\n<\/h2>\t\t\t\t<\/div>\n\t\t
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        1. Dommages mat\u00e9riels<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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        Vise \u00e0 prot\u00e9ger l\u2019entreprise face aux dommages mat\u00e9riels majeurs et \u00e0 leurs cons\u00e9quences \u00e9conomiques et environnementales.<\/p>

        • Incendie, explosion<\/li>
        • Effondrement, choc, accident technique<\/li>
        • Bris de machines, panne, rupture d\u2019\u00e9quipement<\/li>
        • Pollution accidentelle<\/li>
        • Dommages aux b\u00e2timents, mat\u00e9riels et stocks<\/li>
        • Pertes de mati\u00e8res premi\u00e8res ou produits finis<\/li>
        • Atteinte aux utilit\u00e9s (\u00e9nergie, fluides, r\u00e9seaux)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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          2. Pertes d\u2019exploitation\n\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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          L\u2019assureur indemnise :<\/p>

          • la perte de chiffre d\u2019affaires et les frais annexes li\u00e9s \u00e0 l\u2019exploitation.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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            3. Responsabilit\u00e9 civile\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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            • Dommages caus\u00e9s aux tiers<\/li>
            • Catastrophes industrielles (fum\u00e9es, explosions, pollution\u2026)<\/li>
            • Responsabilit\u00e9 environnementale obligatoire<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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              4. Risques environnementaux\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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              • D\u00e9contamination du sol \/ eau \/ air<\/li>
              • D\u00e9pollution du site<\/li>
              • R\u00e9paration environnementale impos\u00e9e par la loi<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

                Grands risques \/ industriels Devis gratuit INTRODUCTION (Contexte & Enjeux) L\u2019assurance \u00ab grands risques industriels \u00bb assure la continuit\u00e9 de l\u2019activit\u00e9 et la conformit\u00e9 r\u00e9glementaire pour les industries lourdes, agroalimentaires ou \u00e9nergie qui manipulent des produits, proc\u00e9d\u00e9s ou \u00e9quipements pouvant g\u00e9n\u00e9rer des accidents majeurs. Ainsi, cette assurance vise \u00e0 prot\u00e9ger les sites industriels contre les […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-719","page","type-page","status-publish","hentry"],"yoast_head":"\nGrands risques \/ industriels -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.milliassurances.fr\/en\/grands-risques-industriels\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Grands risques \/ industriels -\" \/>\n<meta property=\"og:description\" content=\"Grands risques \/ industriels Devis gratuit INTRODUCTION (Contexte & Enjeux) L\u2019assurance \u00ab grands risques industriels \u00bb assure la continuit\u00e9 de l\u2019activit\u00e9 et la conformit\u00e9 r\u00e9glementaire pour les industries lourdes, agroalimentaires ou \u00e9nergie qui manipulent des produits, proc\u00e9d\u00e9s ou \u00e9quipements pouvant g\u00e9n\u00e9rer des accidents majeurs. 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